Effective Date: [Insert Date]
This Payment Policy explains how payments, prices, charges, and transaction-related issues are handled for purchases made through the Maria Rago website.
Accepted Payment Methods
Available payment methods will be displayed during checkout and may include major credit cards, debit cards, digital wallets, or other supported payment services.
Payment options may vary depending on your location, device, and the payment provider being used.
Payment Authorization
By submitting an order, you confirm that:
- The payment information provided is accurate and complete.
- You are authorized to use the selected payment method.
- You authorize the applicable charges for your order.
- You agree to the prices, shipping costs, and taxes displayed before completing checkout.
An order is not considered confirmed until payment authorization has been successfully completed.
Prices and Currency
All prices are displayed in the currency shown on the website.
Prices may change without notice. However, a price change will not affect an order that has already been successfully placed and confirmed.
If an obvious pricing or technical error occurs, we reserve the right to cancel the affected order and issue a full refund.
Taxes and Additional Charges
Applicable taxes, shipping fees, and other charges will be displayed during checkout before payment is submitted.
For international purchases, customers may be responsible for customs duties, import taxes, currency-conversion charges, or fees imposed by local authorities or financial institutions.
Payment Processing
Payments are securely processed through independent third-party payment providers. We do not directly store complete card information.
Payment providers may conduct additional verification or decline a transaction according to their own security procedures.
Failed or Declined Payments
If a payment is declined, the order may not be completed. You should:
- Confirm that the payment details are correct.
- Check that sufficient funds are available.
- Contact your bank or card provider.
- Try another available payment method.
We are not responsible for fees charged by your bank or payment provider following a failed or declined transaction.
Order Confirmation
After a successful purchase, an order confirmation may be sent to the email address provided during checkout.
Please review the confirmation carefully and contact us promptly if any details are incorrect.
Duplicate or Unauthorized Charges
If you believe you have been charged more than once or notice an unauthorized transaction, contact us promptly with your name, order number, transaction date, and relevant payment details.
For security reasons, never send complete card numbers, passwords, or card verification codes by email or through a contact form.
Refunds
Approved refunds will be returned to the original payment method whenever possible.
The time required for a refund to appear depends on the payment provider and financial institution. Processing may take several business days after the refund has been issued.
Eligibility for a refund is governed by our Return Policy.
Chargebacks and Payment Disputes
Before initiating a chargeback or payment dispute, please contact us so we have an opportunity to investigate and resolve the issue.
Submitting a fraudulent or misleading payment dispute may result in order cancellation or restriction of future purchases.
Contact Us
For payment or transaction-related questions, please contact us through the website’s Contact page or email:
Email: [Insert Customer Service Email]
